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Income Replacement during Disability, Illness and death : Life is unpredictable, and anyone can experience a sudden illness or injury that prevents them from working. An income protection plan ensures that you or your family continue to receive a portion of income even if your income stopped. This helps you cover your living expenses and maintain your lifestyle.

The importance of child education cannot be overstated, as it plays a pivotal role in shaping the future of individuals, societies, and the world as a whole. Early childhood education lays the foundation for a child's cognitive, social, emotional, and physical development, influencing their lifelong learning journey and overall well-being.

Longevity Protection: People are living longer due to advancements in healthcare and improved living conditions. This means that you might spend a significant portion of your life in retirement. A pension ensures that you have a source of income for your entire retired life.

Marriage often involves significant financial expenses, including ceremonies, receptions, gifts, and other associated costs. By saving for a child's marriage, parents aim to ensure that their child's transition into married life is financially stable and doesn't burden them with excessive debt or stress.

Medical treatments, procedures, and hospitalizations can be extremely costly, especially in emergencies or for chronic conditions. Without insurance, individuals might have to bear these expenses entirely out of their pockets, potentially leading to financial strain, debt accumulation, or bankruptcy.